Alpha Desk
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Terms & Conditions

Effective date: 2026-10-02 · Governing law: State of Israel · www.oxenberg.dev

Financial Disclaimer — Read This Before Using The Site

Alpha Desk is not a licensed financial advisory service. Every conviction score, verdict (STRONG BUY / BUY / WATCH / PASS / SHORT), price target, stop level, forensic badge (Altman Z, Beneish M, Piotroski F), Monte Carlo projection, and forecast shown on this site is the output of an algorithmic model and/or the personal, non-professional opinion of the site's creator. None of it is professional financial, investment, legal, or tax advice, and none of it is a personalized recommendation to buy, hold, or sell any security.

The creator holds an academic background in economics and management, but is not a licensed investment advisor, investment marketer, or portfolio manager under the Regulation of Investment Advice, Investment Marketing and Investment Portfolio Management Law, 5755-1995 (חוק הסדרת העיסוק בייעוץ השקעות, בשיווק השקעות ובניהול תיקי השקעות, התשנ"ה-1995), and holds no equivalent license in any other jurisdiction. No advisor-client relationship, fiduciary duty, or duty of care is created by using this site.

Markets carry real risk of loss, including total loss of principal. You use this site, and you trade, entirely at your own risk. See §2 and §3 below for the full disclaimer.

1. Acceptance of Terms

By accessing or using the Alpha Desk website, dashboard, or any associated page — including the ticker-card grid, the leaderboard, the Investigation Archive, and the Track Record page — you agree to be bound by these Terms and Conditions ("Terms") in full. If you do not agree, do not use this site. These Terms apply to every visitor, to every registered user, and to any automated process that accesses the site's public pages.

2. Financial Disclaimer — Not Investment Advice

Everything on this site — conviction scores, verdicts, price targets, stop levels, forensic badges, Monte Carlo projections, Chronos forecasts, insider-flow signals, macro commentary, and the written investigation notes — is the output of an automated quantitative pipeline, supplemented by the personal, non-professional commentary of the site's creator. None of it is:

The site's own published Track Record page is a candid example of this: it reports a live win rate in the neighborhood of 40%, a book that is roughly break-even net of the reward-to-risk it takes, and a sample size its own methodology labels INSUFFICIENT_EVIDENCE against the number of independent monthly clusters required for statistical significance. That is disclosed on the page itself, not hidden — treat it as a further reason not to rely on any single output on this site as financial guidance, rather than as a promise of accuracy elsewhere on the site.

3. Regulatory Status of the Creator

The creator of Alpha Desk holds an academic background in economics and management. That background is educational, not a professional license, and should never be read as one. The creator is not:

No fiduciary duty, advisory relationship, or duty of care beyond what is expressly stated in these Terms is created between you and the creator, the site, or its operator by your use of this site.

4. Nature of the Platform & Data Sources

Alpha Desk aggregates and re-derives publicly available market data — via providers including Finnhub, Yahoo Finance / yfinance, and SEC EDGAR — into quantitative scores, risk models, and narrative summaries. All figures on this site, including prices, forensic scores, and forecasts, are algorithmically generated and may be delayed, incomplete, stale, or simply incorrect.

Where an underlying model does not apply to a given company — for example the site's own Altman Z and Beneish M applicability gates, which withhold a score rather than force it onto a company outside the population the model was fitted on — the relevant field is shown as unavailable rather than estimated. A withheld field is a disclosure of a limitation, not a substitute for your own verification. Independently confirm any data point before relying on it.

5. Risk of Loss & No Guarantee of Results

Trading and investing in securities involves substantial risk, up to and including the loss of your entire principal. Past performance — including any win rate, expectancy, or R-multiple published on the Track Record page — is not indicative of future results. The statistical relationships the site's models are built on, and the markets and companies they describe, can and do change without notice. You assume full and sole responsibility for any decision you make in reliance, in whole or in part, on information found on this site.

6. User Accounts & Subscriptions

Reading Alpha Desk does not require an account. An optional free account ("My Desk") lets you keep a personal watchlist and ask for tickers the desk does not yet cover. By creating one you also agree that:

7. Intellectual Property

The Alpha Desk platform — including its source code, the specific formulation and weighting of its conviction-scoring methodology, its forensic-model adaptations (among them its Altman Z-Score applicability gating, its corrected Beneish M-Score depreciation index, its business-archetype classification system, and its factor-return backtesting harness), its dashboard design, and all associated documentation, is the proprietary work of its creator and is protected by applicable copyright, trade-secret, and other intellectual-property law.

Except for the limited right to view the site's public pages in your browser for personal, non-commercial use, no license is granted to copy, reproduce, reverse-engineer, decompile, scrape, redistribute, sublicense, or create derivative works from the platform, its underlying models, or its output, without the creator's prior written consent. Ticker symbols, company names, and third-party data remain the property of their respective owners.

8. Paid Plans & Installment Sale Disclosure

Alpha Desk is presently free to access and processes no payments. This section is a forward-looking commitment only: no payment flow exists today, and nothing here is an offer to sell any paid plan.

If and when Alpha Desk introduces a paid plan — including any installment or deferred-payment plan — the operator commits that, before any purchase is completed, it will explicitly and clearly disclose to the purchaser, in accordance with the Israeli Consumer Protection Law, 5741-1981 (חוק הגנת הצרכן, התשמ"א-1981) and the Consumer Protection Regulations (Credit Sales, Special Sale and Door-to-Door Transaction), 5743-1983 (תקנות הגנת הצרכן (מכירות באשראי, מכירה מיוחדת ועסקה ברוכלות), התשמ"ג-1983) — commonly referred to as the installment-sale regulations (תקנות הגנת הצרכן — מכר בתשלומים):

This disclosure will be presented before the purchase is finalized — not buried in a later confirmation — and will apply regardless of the payment processor or installment provider used. Equivalent disclosure will be made available to purchasers outside Israel, in line with the consumer-protection law of their own jurisdiction.

9. Prohibited Use & Eligibility

You may not use this site to: violate any applicable law or regulation; scrape, mirror, or systematically extract data at a volume or frequency that degrades the service; present the site's output to a third party as licensed investment advice; or attempt to circumvent any access, rate-limiting, or security control. You represent that you are legally permitted to access financial market commentary in your jurisdiction and that your use of this site does not violate any law applicable to you.

10. Disclaimer of Warranties

This site and all of its content are provided "as is" and "as available," without warranty of any kind, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, accuracy, timeliness, or non-infringement. The operator does not warrant that the site will be uninterrupted, error-free, or that any data, score, or forecast displayed is accurate or complete.

11. Limitation of Liability & Indemnification

To the fullest extent permitted by applicable law, the creator and operator of Alpha Desk shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages — including any trading or investment loss — arising from or related to your use of, or reliance on, this site or any of its content, even if advised of the possibility of such damages. Where such liability cannot be excluded, it is limited to the total amount, if any, you paid the operator in the twelve months preceding the claim.

You agree to indemnify and hold harmless the creator and operator from any claim, loss, or expense — including reasonable legal fees — arising from your use of the site, your violation of these Terms, or your violation of any applicable law.

12. Changes to These Terms

These Terms may be amended at any time, at the operator's sole discretion, to reflect new features (including the account, subscription, and payment features described above), regulatory changes, or general improvements. The effective date at the top of this page will be updated accordingly. Continued use of the site after a change takes effect constitutes acceptance of the revised Terms. Once paid plans exist, material changes affecting paid users will additionally be notified directly.

13. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Israel, without regard to its conflict-of-law principles. Any dispute arising from or relating to these Terms or your use of the site is subject to the exclusive jurisdiction of the competent courts of Tel Aviv-Jaffa, Israel.

14. Miscellaneous

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force. These Terms constitute the entire agreement between you and the operator regarding the site, superseding any prior agreements on the subject. The operator's failure to enforce any provision is not a waiver of that provision.

15. Contact

Until a dedicated support channel is published, questions about these Terms can be directed through the contact information listed on the site's domain, oxenberg.dev.